Reading 6: Redesigning the Boat Insurance Process Given what they had learned during the analysis phase, the process redesign team decided to make some specific changes in the boat insurance process. It was also an accepted convention of English maritime insurance that, under certain conditions, compensation would be paid for dead Africans. All electricals in the engine room should be checked for water damage. At the time of its installation, the equipment did not comply with applicable state-of-the-art standards for such systems on passenger vessels operating in Canada. The most often used portion of boat insurance policies is the property damage coverage. Captain Luke Collingwood died shortly afterwards, and the surviving 200 African captives were advertised for sale. If in doubt get a repair estimate prior to filing a claim.
Questions 1, 2-A, and 2-B are due by Noon September 22nd. For example, a recent estimate that I prepared over a dispute on a sixty footer took over 40 hours to complete. Sketch a basic process diagram for this new process. All 26 containers were declared unfit for human consumption and were sold for salvage. Direct Action Against Motor Carrier Insurer — Misrepresentation — Policy Not Void C. Eleventh Circuit Court of Appeals May 19, 2000 Marine Insurance: Under the doctrineof uberrimae fidei, a material misrepresentation on an applicationfor marine insurance is grounds for voiding the policy.
This principle holds that a captain who jettisons part of his cargo in order to save the rest can claim for the loss from his insurers. After many functional prototypes and computer aided structural analysis, a perfect design. The clerk then files the request document that generated the change and moves on to his or her next task. Certified by the National Association of Marine Surveyors in 1972, he has conducted over 5,000 pre purchase surveys in addition to having conducted hundreds of boating accident investigations, including fires, sinkings, hull failures and machinery failure analysis. Draft business rules to document decisions that must be made. However, we recommend that you wait until we approve the estimate so you know exactly what is covered by your policy.
The Plaintiff was specifically advised by the broker that commercial coverage was not available and that the boat was only insured for pleasure use. They did the same thing for reports for senior management, and warned Boat Insurance managers that a portion of their bonuses would depend on getting reports in on time. Field Agents felt strongly that they should maintain the interface to the customer. The policy which follows the declarations details the various coverage provided and is very useful if battling insomnia. General Specie is a 'catch all' area for risks that do not fit in to another classification within the portfolio, i.
Amongst surveyors, there are only a relative handful who are truly competent at estimating repair costs. The insurers' legal team replied that Lee's argument could never justify the killing of innocent people; each of the three addressed issues of humanity in the treatment of the slaves and said that the actions of Zong 's crew were nothing less than murder. Held: An insurer has the onus of proving a material misrepresentation. The management team explained that, as the company relied on field sales agents to review and approve claims, and then had an in-house adjustor review the photos and paperwork the agent send in, that it was often a lengthy process. If the damage is only on one side, they may only pay for painting one side, leaving you to foot the cost of the other. The standard of fault under s.
Catastrophe accidents can occur and very large losses can emanate. Because so many boats are damaged, it becomes extremely difficult to get repairers to give free estimates. Enter the specific instructions instructions such as Writing Style e. Aaron Ogden would travel back and forth from New Jersey to New York. The United States also prohibited the Atlantic slave trade in 1808 and helped intercept illegal slave ships at sea, predominately after 1842. The Boat Insurance Case Study Reading 1. Some of the details in the painting, such as the worn by the slaves, appear to have been influenced by the illustrations in Clarkson's book.
In result, the appeal was allowed and the present action was stayed in favour of arbitration proceedings in London. Another big problem is that there are too many boats that need repair and local yards may also be damaged and out of business. He embarked on yet another personal campaign, this time to bring to justice the guilty men from the Zong he failed. For example, although most policy holders customers were happy with their agents, policies, and the way claims were handled, a few thought claims payment was unnecessarily long. Similarly, the insurance is only valid for an Ohio residence, as it is always interpreted under Ohio law. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. With strong support by , who had toured a slave ship, it passed the Dolben's Act , which was its first legislation to regulate the slave trade.
Keep in mind that large numbers of people with boats that are not totaled argue for total losses. In essence, most requests are routine — a name has been misspelled or the customer has moved from one address or another. The trial Judge held, for the first time in Canada, that this test had been met and the appellants were not entitled to limit liability. This wording does not oblige the insurer to defend every action but merely gives the insurer the discretion to defend where it determines, acting reasonably, that it is appropriate to do so. It is important to note that in reaching this conclusion the British Columbia Court of Appeal referred to the leading decision of the Supreme Court of Canada in C.
It provides coverage for damage to the boat itself. Stubbs was aboard to return to Britain; Collingwood may have thought his earlier experience on slave ships would be useful. The case and the killings on the Zong have reverberated down to the present day. Check the underside of the panel which is usually within a cabinet. The trial Judge found as a fact that the operator thought the cable was useless.